Residential Bridging Loans

Residential bridging loans are designed to be quick, flexible and give people certainty in buy-to-let and homeowner transactions, they can assist borrowers in a variety of situations. Sometimes clients have just days before a deadline and urgently need to put new finance in place. Borrowers may also need more time before their long-term lender is ready, bridging loans can be used till long-term loans are in place.

Bridging loans are very simple, mainly because bridging lender’s are more concerned about the security property rather than the borrower’s affordability. As long has the borrower has viable exit plan lenders are good to go.

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    Residential Bridging Loan

    Product Feature

    Up to 80% LTV per property

    Rates start from 0.45%

    Interest can be retained or serviced

    Adverse credit considered

    Maximum loan term of 36 months

    1st and 2nd charge loans

    Available nationwide

    What can residential bridging be used for?

    Property purchase in the UK

    – Property refurbishment

    – Urgent Short-term borrowing

    – Paying off a tax bill

    – Fund for Business purposes

    – Chain Break Finance

    – Auction Purchase

    – Repossession Prevention

    Who can take out a bridging loan?

    – Private Individuals

    – Landlords

    – Foreign Nationals

    – UK & offshore companies

    – Charities

    – LLPs

    Ask about our residential bridging loans

    Let our expert advisors find and negotiate the right deal for you. We work efficiently and quickly on your behalf, understanding that speed is often of the essence. We are with you from start to finish. Get in touch with our advisors for a free consultation now.

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    Subject to meeting the lender’s criteria you can borrow £25,000 to £30,000,000

    The lender’s swift application along with streamlined valuation and legal requirements enables customers to complete within 24 hours of the enquiry, this is subject to the complexity of the transaction

    No upfront fees, once you’ve accepted indicative terms from the lender, we will process your full application for £250. Once the loan completes and funds are in your account our broker fee is 1% of the total gross loan amount. (this can be added to the loan upon request)

    Yes, Early repayment charges (ERC) will differ with the lender however most lenders have no ERCs after the minimum loan period of 1-3 months. Any unused or overpaid interest will be credited back to the borrower.

    We are Here to Help You

    Our mission is to deliver time-efficient and reliable bridging solutions

    Apply For Loan

    Looking a Residential Bridging Loan? Then ask for a quote now!

    Apply now

    Call us at

    +44 (0) 7411 058 627

    borrow@onlinebridging.co.uk

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    Need to loan advise? Talk to our Loan advisors.