General Questions

A bridging loan is an interest only loan designed for a short period of time secured on land, commercial or residential property.

No, we will structure a loan to suit a borrowers specific needs. You may have the option to deduct the interest upfront, service the payments monthly or roll up the interest for development (ground up) deals

Online Bridging provides bridging loans for a minimum of 1 months to a maximum of 36.

Subject to meeting the lender’s criteria you can borrow £25,000 to £30,000,000

The lender’s swift application along with streamlined valuation and legal requirements enables customers to complete within 24 hours of the enquiry, this is subject to the complexity of the transaction

Yes, many lenders welcome first-time investors who have a feasible loan application

No upfront fees, once you’ve accepted indicative terms from the lender, we will process your full application for £250. Once the loan completes and funds are in your account our broker fee is 1% of the total gross loan amount. (this can be added to the loan upon request)

Yes, Early repayment charges (ERC) will differ with the lender however most lenders have no ERCs after the minimum loan period of 1-3 months. Any unused or overpaid interest will be credited back to the borrower.

About Online Bridging

We are located in Central London and provide services all accross the UK

Online Bridging was incorparated solely to help borrowers find the right type of short-term credit they require as easily as possible. The credit market can be a challenging place for some people. Our aim is to reduce that challence for you by allowing Online Bridging to take control of your application process.

We offer:

  • Commercial Bridge Finance
  • Residential Bridge Finance
  • Second Charge Bridge Finance
  • Development Loans

Online Bridging has multiple funding lines and backed by a number of well-known blue chip UK financial institutions.